At Merino & Associates, LLC we recognize the privacy expectations of today’s consumers and the requirements of federal and state privacy laws. Merino & Associates, LLC will collect only the information that is needed to serve you and administer our business. We also carefully limit and control how we share information about customers. We do not share customer information with non-financial companies to enable them to market their products and services directly to our customers. We may collect nonpublic information about you only from Information we receive directly from you, such as on applications or any other forms.

We may disclose any information that we collect about our customers or former customers to affiliates or to nonaffiliated third parties as permitted by federal and state law. We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic and procedural safeguards to guard your nonpublic personal information.